About Chime: Chime's business model is built on the principal of helping customers both protect their information and get ahead with their money. Chime's tagline is "Banking that has your back" and they offer lots of perks that many typical banks don't offer. Here are just a few:
Fee-free overdraft up to $100
Get paid up to 2 days early w/ direct desposit
No overdraft, No minimum balance. No monthly fees
38k+ fee-free MoneyPass and Visa Plus Alliance ATMs